New collaboration deliverscashless services,as well as access to expedited appointments for outpatient cancer treatment services and independent cancer medical consultation,ensuringcomprehensive andconvenient protection forcustomers

HONG KONG,Dec. 12,2024 -- Manulife Hong Kong today announced a new partnership with New Frontier Group,one of the leading healthcare service providers in Greater China,to introducecashless services for eligible customers through New FrontierGroup's subsidiary,Prosper Health.This collaboration strengthens Manulife's integrated cross-border healthcare offerings,providing customers with holistic health management,cancer screening and treatment,and a variety of other comprehensive medical services.

This partnership underscores Manulife's commitment to advancingits health and protection offerings in response to the increasingtrend of Hong Kong residents seeking medical treatmentin mainland China. As thedemand for high-quality medical services continues to grow,Manulife and New Frontier Group are dedicatedto deliveringdiverse healthcare options tailored for Hong Kong residents who work or frequently travel across the border,as well as for mainland Chinese residents visiting the city.

Cashless Services

Eligible customers can now benefit from cashless services for day-case[1] surgeries atall United Family Hospitals[2] and for in-patient surgerieswithinProsper Health's medical network in mainland China.This simplified payment settlement process greatly enhancesthe customer experience,enabling Manulife to directly settle medical expenses with Prosper Health upon treatment completion,provided that customers obtainconfirmed pre-authorization prior to receiving care.

Under thesecashless services,eligiblecustomers will also have access to cashless chemotherapy and radiotherapy at United Family Hospitals,with Manulife settlingpre-approved amounts directly with Prosper Health.This arrangement allowscustomers to focus on their recovery without worrying about unforeseen expenses.

"This new partnership between Manulife and New Frontier Group marks a significant step forward in delivering seamless,integrated healthcare services across the border. By combining our insurance expertise with New Frontier Group's extensive medical network in mainland China,we are uniquely positioned to offer Hong Kong customers access to high-quality cross-border medical care,furtheringour commitment to protecting the health and well-being of our customers," said Patrick Graham,Chief Executive Officer of Manulife Hong Kong and Macau.

"New Frontier Group has always been committed to providing customers with an exceptional healthcare management experience through high-quality medical resources and services. Our collaboration with Manulife fully leverages the strengths of both parties. By integrating our premium hospital network with Manulife's insurance offerings,we are creating truly seamless healthcare solutions for cross-border clients. This is not only a breakthrough in our partnership but also an important demonstration of our joint efforts to create value for society." said Antony Leung,Group Chairman and Co-founder of New Frontier Group.

Expedited Appointment for Outpatient Cancer Treatment Services and Independent Cancer Medical Consultation

Thispartnership will also offer medical support to customers diagnosed with cancer. Eligible customers[3] canenjoyexpedited appointment[4] for outpatient cancer treatment services at any United Family Hospital in key cities such as Beijing,Shanghai,Guangzhou,Shenzhen,Tianjin,andQingdao.Additionally,this offeringis complemented by a free one-time independent medical consultation at any United Family Hospital,providing a second opinion for added peace of mind regarding cancer diagnoses.[5]

As part of our commitment to exceptional customer care,this partnership offers a first-in-Hong Kong market,[6] complimentary door-to-door limousine service[7] to Shenzhen New Frontier United Family Hospital. This exclusive service is available to eligible customers[3] seeking outpatient cancer treatment at Shenzhen New Frontier United Family Hospital,offering a hassle-freeand comfortable journey from their homesdirectly to the hospital.

"We are excited to partner with New Frontier Group to enhance our cross-border cancer management services," said Carrie Tong,Chief Operations Officer at Manulife Hong Kong and Macau. "By expanding access to essential treatments and value-added services,along with a seamless cashless service,we are not just providing insurance coverage – we are delivering a holistic healthcare experience that truly puts our customers first. Our initiative alleviatesthe complexities of cross-border medical treatment,enablingcustomers tofocus entirely on their health and well-being,with the assurancethat every detail of their medical and travel needs is managedwith the utmostcare andconsideration."

"With the ecosystem resources of New Frontier,Prosper Health has always been committed to delivering high-quality medical services to the market and improving the synergy of medical services through close cooperation with insurance companies and medical institutions. This cooperation with Manulife will further strengthen the integration and optimization of medical resources in the Greater Bay Area,while also broadening the boundaries of premium medical services,providing more comprehensive support to clients with diverse medical service needs," said Kevin Zhou,CEO and Co-founder of Prosper Health.

Value-Added Services for EnhancedCustomer Care[8]

This partnership also introduces a suite of value-added benefits that will be available at Shenzhen New Frontier United Family Hospital,including:1) special cross-ward benefits; 2) discountson health check-ups,making it easierfor individuals to stay on top of their health; 3) discounts for specialized post-partum care,ensuring that new mothers and their infants receive necessary medical support during the crucial post-delivery period; and4) discounts on dental careservices.

Last year,Manulife partnered with HEAL Medical,a New Frontier Group subsidiary,making it the first designated medical centre in Manulife's GBA Medical Hub. This new collaboration isyet anotherkey initiative inManulife's ongoing efforts to enhance its health and protection offerings.

[1]This covers day surgeries across 8 major specialties: Gastroenterology & Hepatology,General Surgery,Orthopedics & Traumatology,Otorhinolaryngology (ENT),Ophthalmology,Dermatology,Obstetrics & Gynaecology,and Urology.

[2] Operated by United Family Healthcare,a subsidiary of New Frontier Group.

[3]Eligibility applies to customers of ManuMaster Healthcare Series,ManuShine Healthcare Series,and Manulife Supreme VHIS Flexi Plan,Manulife Supreme Lite VHIS Supplementary Benefit,Manulife Supreme Medical Plan,and Manulife Supreme Lite Medical Supplementary Benefit. This benefit is limited to Cashless Outpatient Cancer Treatment Service,including doctor consultations,chemotherapy/radiotherapy,and related diagnostic tests and services as stated in the Confirmation for Credit Service Arrangement.

[4] Only applicable to designated doctors within the Preferred Medical Service Providers.

[5] The cost of independent cancer medical consultation services will be covered by Manulife. However,any additional expenses (such as medication,tests,and examinations) will need to be paid by the customer.

[6] Based on comparisons with other Hong Kong's major life insurance companies as of December 12,2024.

[7] Arranged by Prosper Health and available upon request for a limited period.

[8] Shenzhen New Frontier United Family Hospital reserves the right of final decision on eligibility to the value-added services.

Manulife and New Frontier Group announce a new partnership to provide a variety of tailored healthcare solutions for Hong Kong residents who work or often travel across the border,as well as for mainland Chinese visitors to the city. Present at the partnership signing ceremony are Patrick Graham,CEO of Manulife Hong Kong and Macau (left),and Antony Leung,Group Chairman and Co-founder of New Frontier Group (right).

Manulife and New Frontier Group executives gather for a group photo at the partnership signing ceremony,marking the commencement of this milestone collaboration. Pictured from left to right are: Carrie Tong,Chief Operations Officer,Manulife Hong Kong and Macau; Patrick Graham,CEO,Manulife Hong Kong and Macau; Antony Leung,Group Chairman and Co-founder of New Frontier Group; and Kevin Zhou,CEO and Co-founder of Prosper Health.

About Manulife Hong Kong

Manulife Hong Kong has been a trusted name for more than 125 years. Since our operations started in Asia in 1897,we have grown to become one of the top-tier providers of financial services,offering a diverse range of protection and wealth products and services to about 2.6 million customers in Hong Kong and Macau. We are committed to helping make decisions easier and lives better for our customers.

Manulife Hong Kong,through Manulife International Holdings Limited,owns Manulife (International) Limited,Manulife Investment Management (Hong Kong) Limited,and Manulife Provident Funds Trust Company Limited.

About Manulife

Manulife Financial Corporation is a leading international financial services provider,helping people make their decisions easier and lives better. With our global headquarters in Toronto,Canada,we provide financial advice and insurance,operating as Manulife across Canada,Asia,and Europe,and primarily as John Hancock in the United States. Through Manulife Investment Management,the global brand for our Global Wealth and Asset Management segment,we serve individuals,institutions,and retirement plan members worldwide. At the end of 2023,we had more than 38,000 employees,over 98,000 agents,and thousands of distribution partners,serving over 35 million customers. We trade as 'MFC' on the Toronto,New York,and the Philippine stock exchanges,and under '945' in Hong Kong.

Not all offerings are available in all jurisdictions. For additional information,please visitmanulife.com.

About New Frontier Group

New Frontier Group was founded in 2016 by Mr. Antony Leung,former Financial Secretary of Hong Kong,and Mr. Carl Wu,former Managing Director at Blackstone,with the goal of addressing some of the most pressing healthcare needs today. In the short time since its founding,New Frontier Group has become one of the leading private healthcare service providers in Greater China,offering a comprehensive range of services that span across the entire healthcare continuum.

This includes general and specialty healthcare,rehabilitation care,home care,health insurance services,health technology,and more. Currently,the group operates 32 hospitals with over 9,000 beds,serving 77 cities. It is supported by a dedicated workforce of approximately 12,000 full-time staff,including over 3,000 doctors and more than 2,000 nursing staff. This year,the group expects to exceed 12 million patient visits,with in-patient days totaling 1.9 million.Please visit https://www.new-frontier.com/en/for more information.

About Prosper Health

Prosper Health is a member-centric health insurance service provider. Collaborating with leading insurance companies and local medical service providers in China,we offer personalized health management services and insurance solutions to both corporate and individual clients.

We integrate medical care into the entire process of health insurance services. Through our dedicated Personal Care Managers,we understand our clients' unique needs and establish a highly engaging,trustworthy,and long-term personalized service model,from prevention,treatment to rehabilitation; Our medical network spans globally,encompassing both public and private healthcare facilities; Digital tools enhance customers experience and create a first-class health insurance service platform. With the ecosystem resources of New Frontier,we are committed to bringing high-quality medical and health services to more people. Please visit https://www.prosperhealth.cn/ for more information.

About United Family Healthcare

United Family Healthcare (UFH),is an international hospital and clinic network that has been providing private,premium healthcare in China since 1997. Today,UFH has established a strong presence in the region,operating 10 hospitals,1 internet hospital,and 24 clinics across the country. The UFH team currently comprises approximately 1000 full-time doctors from over 30 countries and is supported by a dedicated group of over 1,500 nurses. Please visit https://ufh.com.cn/en/ for more information.